Senior direct lending, disciplined.
Arrowpoint's focus is senior direct lending to mid-market businesses across Australia and New Zealand — disciplined, senior secured, and selective, with an intentionally low conversion rate from the opportunities we review.
A growing asset class.
Private debt is direct lending to companies, secured by the business and its cash flows. The lender holds the credit relationship directly rather than buying it in a public market — structuring, pricing and monitoring each facility one borrower at a time.
Since the global financial crisis, tighter bank regulation and reduced bank appetite have left a widening funding gap. Well-run, profitable businesses increasingly need more flexibility than the major banks will extend, and private credit has grown to meet that demand.
For investors, the asset class offers high yield with regular income, a focus on capital preservation, attractive risk-adjusted returns and low correlation to other asset classes. Arrowpoint's own focus within it is deliberately narrow: senior direct lending only.
Our investment mandate.
Where we lend- Security
- Senior secured corporate debt only
- Loan size
- $2m – $30m
- Borrower size
- EBITDA $2m+
- Tenor
- 24 – 48 months (typical)
- Geography
- Australia & New Zealand only
- Structure
- Term debt and committed undrawn facilities; primarily bilateral
- Industry
- Well-positioned businesses in stable, non-cyclical sectors with defensible cash flows and competent management
- Protections
- Interest-rate adjustments, repayment schedule and a full covenant package
Sourced through our own network.
Arrowpoint has a proprietary, proactive approach to sourcing opportunities, leveraging deep networks built up over 20+ years.
A disciplined process.
Every opportunity runs through the same eight-stage credit process — typically one to four months from origination to settlement. The first stages are below.
Active origination
Opportunities are sourced through our proprietary network. Only worthy deals are taken forward by the executive team.
Investment summary
An Investment Summary is presented to the Investment Committee to decide whether to proceed.
Indicative terms
Indicative terms are negotiated with the borrower in close collaboration with the Investment Committee.
Due diligence
Management meetings, site visits and comprehensive legal, financial and commercial review, with third-party experts where required.
Letter of Offer, legal documentation, settlement and ongoing monitoring complete the process. See the governance page for the full eight stages, the Investment Committee and our credit controls.
Disciplined lending, both sides of the table.
Whether you're a wholesale investor or a business seeking senior debt, our approach is the same: senior secured, selective, and hands-on.